Exploring Healthcare | Nickolas Crim | Substack

Recently my friend had a family member go for a follow-up cardiologist visit and they sent him a bill for thousands of dollars. They couldn't believe the charges, the total charges fell within their deductible, and they reached out for guidance. They asked some good questions and…

Even the most reluctant doctor goers know they should at the very least get an annual wellness check-up. So here’s a guide to a productive and…

Mar 10

In 1942 Executive Order 9250 established wage freezes. Today the source can be found in most employee benefits guides.

Mar 4

Self-pay pricing and made-up discounts.

Feb 22

This post was updated on January 31st, 2022 to correct some terminology. Earnings for insurance carriers are confined to 15-20% of premiums. Profit…

Jan 28

When speaking with employers about their company health plan it’s common to hear statements like “I know we could benefit from a self-insured health…

Jan 27

Why has the responsibility of offering health insurance fallen on employers? It’s a good question and worth exploring. In the 1920s Baylor hospital…

Jan 27

A few of the games Pharmacy Benefit Mangers (PBMs) can play. Not all PBMs play these games and with a little bit of research and guidance you can spot…

Jan 27

Exploring Healthcare

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