Exploring Healthcare

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Recently my friend had a family member go for a follow-up cardiologist visit and they sent him a bill for thousands of dollars. They couldn't believe the charges, the total charges fell within their deductible, and they reached out for guidance. They asked some good questions and…
Nickolas Crim
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Even the most reluctant doctor goers know they should at the very least get an annual wellness check-up. So here’s a guide to a productive and…
Nickolas Crim
In 1942 Executive Order 9250 established wage freezes. Today the source can be found in most employee benefits guides.
Nickolas Crim
Self-pay pricing and made-up discounts.
Nickolas Crim
This post was updated on January 31st, 2022 to correct some terminology. Earnings for insurance carriers are confined to 15-20% of premiums. Profit…
Nickolas Crim
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When speaking with employers about their company health plan it’s common to hear statements like “I know we could benefit from a self-insured health…
Nickolas Crim
Why has the responsibility of offering health insurance fallen on employers? It’s a good question and worth exploring. In the 1920s Baylor hospital…
Nickolas Crim
A few of the games Pharmacy Benefit Mangers (PBMs) can play. Not all PBMs play these games and with a little bit of research and guidance you can spot…
Nickolas Crim
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Exploring Healthcare

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